Very small businesses often do not have employees and are therefore exempt from insurance requirements. However, if your company does have employees, you may need the following insurance for small businesses: Workers compensation insurance: This coverage can be purchased either through your state’s worker’s compensation insurance program or through a commercial insurance agent. Refer to Read More
Holiday Party Hosts Could Be Serving Up Lawsuits
Posted on: November 5, 2013
Who is liable if a holiday party guest gets food poisoning or drives home drunk? As millions of Americans host and attend holiday parties across the street and across the country, many may be unaware of the risks they may be taking. Party hosts need to understand their responsibilities when inviting people into their homes Read More
Landlord Insurance Protects You from Loss
Posted on: October 24, 2013
Thinking about renting your property? All you need to know about Landlord Insurance cost and discounts: Compare quotes with an independent  agent in the Trusted Choice network at Wade Insurance Agency who can review policies and options available from multiple insurance companies. Ask your agent about property enhancements that can lower your rates. For example, Read More
Top Risks Businesses Face & How to Protect Against Them
Posted on: October 14, 2013
Every company, large and small, has unique risks. Some businesses have workers who operate heavy machinery. Others drive drive vehicles while on the job, or  serve food and alcohol, or handle toxic substances. Doctors and hospital staff handle patients, body fluids, sharp needles and equipment. Some employees handle sensitive documents, data, or money, potentially opening Read More
