We make insurance for complex businesses simple.
When a standard business owners policy doesn’t cover your unique liabilities, our independent agents partner with the Motorists Insurance Group to bring expertise to help you evaluate your personal risks and tailor a Commercial Package Policy that ensures your company’s long-term success in the event of a claim.
Full Commercial Coverage
A Motorists Commercial Package Policy includes coverage for liability, property and commercial auto and can address specific business risks – even ones you may not be aware of yet. Our agents partner with Motorists and your company to do an assessment to help find and limit potential risks, including:
Liability
From products to employees, your company carries liability for its operations. The Commercial Package Policy includes liability coverage to fit these needs, including:
- Employee dishonesty and theft
- Products liability
- Faulty work
- Slips/falls and injuries on your premises
- Regulatory non-compliance
Property
Your business property is an investment and an asset. Protect that investment with insurance for your building and equipment, whether leased or owned. Property coverage can include stock and even furniture. It’s your on-premises and even off-premises coverage for everything your company owns.
Auto
If your company uses a vehicle in the course of business, it must be insured through a commercial policy and not your personal policy. This coverage will protect your company from auto accidents and injuries or damage while loading or unloading vehicles.
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